Latest articles and resources about life insurance, mortgage protection, and financial planning.
Buying a home means more than just homeowners insurance. Learn the difference between homeowners, PMI, and mortgage protection—and why mortgage protection is the most important coverage for families and self-employed homeowners with a $400,000 mortgage.
Whole life insurance for kids does more than provide lifelong coverage—it also builds cash value over time that can help with future expenses like college or a first home. Learn how these policies work, the pros and cons, and whether this strategy makes sense for your family.
Mortgage Protection Insurance pays off your mortgage if you pass away, but is it right for Arizona homeowners? This guide explains how it works, its pros and cons, and why term life insurance may provide better flexibility and value.
Most life insurance payouts are tax-free, but there are exceptions. This guide explains when life insurance is taxable, when it isn’t, and strategies to protect your family from unnecessary taxes.
Life Insurance 101 covers everything you need to know about protecting your family. Learn the basics of term, whole, IUL, final expense, mortgage protection, and living benefits—all explained simply with strategies for choosing the right policy.
Living benefits turn life insurance into more than just a death benefit. They let you access funds while alive if you face illness or long-term care needs. This guide explains what living benefits are, how they work, and why they matter.
Term life insurance is simple, affordable coverage that protects your family for 10–30 years. This guide explains how it works, its pros and cons, and strategies for using term life insurance to secure your loved ones’ future.
Mortgage Protection Insurance is designed to pay off your home loan if you pass away, ensuring your family keeps the house. This guide explains how it works, its pros and cons, and how it compares to term life coverage.
Indexed Universal Life (IUL) insurance combines lifelong protection with market-linked cash value growth. This guide explains how an IUL works, its pros and cons, and strategies for using it as part of a financial plan.
Final expense insurance—also called burial or funeral insurance—provides affordable, permanent coverage for end-of-life costs. This guide explains how it works, what it covers, and why it can ease the financial burden on your loved ones.