Resources and articles about general insurance options and coverage.
Can a life insurance beneficiary be a minor? Yes — but children can’t legally receive the payout directly. This guide explains what really happens, how to avoid court delays, and the safest ways to leave life insurance to a child using a custodian, trust, or designated adult. Perfect for parents, guardians, and godparents planning ahead.
Permanent Life Insurance offers more than coverage — it’s a lifelong plan for stability and peace of mind. With guaranteed protection, level premiums, and tax-deferred cash value, it helps you safeguard your family and build financial strength that lasts a lifetime.
Difference between term and whole life insurance. Choosing between term and whole life insurance can shape your family’s financial future. This guide breaks down the differences, pros and cons, and proven strategies for both.
What are living benefits? Living benefits turn life insurance into more than just a death benefit. They let you access funds while alive if you face illness or long-term care needs. This guide explains what living benefits are, how they work, and secrets on how to make them work for you.
Life Insurance 101 covers everything you need to know about protecting your family. Learn the basics of term, whole, IUL, final expense, mortgage protection, and living benefits—all explained simply with strategies for choosing the right policy.
Is Life Insurance Taxable? Most life insurance payouts are tax-free, but there are exceptions. This guide explains when life insurance is taxable, when it isn’t, and strategies to protect your family from unnecessary taxes.
