General Articles

Resources and articles about general insurance options and coverage.

General Articles

General

Is Life Insurance Taxable? What You Need to Know

Most life insurance payouts are tax-free, but there are exceptions. This guide explains when life insurance is taxable, when it isn’t, and strategies to protect your family from unnecessary taxes.

General

Life Insurance 101: Everything You Need to Know

Life Insurance 101 covers everything you need to know about protecting your family. Learn the basics of term, whole, IUL, final expense, mortgage protection, and living benefits—all explained simply with strategies for choosing the right policy.

General

What Are Living Benefits in Life Insurance?

Living benefits turn life insurance into more than just a death benefit. They let you access funds while alive if you face illness or long-term care needs. This guide explains what living benefits are, how they work, and why they matter.

General

Difference Between Term and Whole Life

Choosing between term and whole life insurance can shape your family’s financial future. This guide breaks down the differences, pros and cons, and proven strategies for both—so you can protect your loved ones and build long-term security.